Pre-settlement funding is a non-recourse cash advance, not a loan. Applicants must be 18 years of age or older, have an active qualifying legal claim, and be represented by an attorney. Repayment is required only if your case settles successfully. If your case does not result in a recovery, you owe nothing back.

All funding terms, fees, and costs will be fully disclosed in writing prior to funding. Availability, eligibility, and maximum funding amounts may vary by state, case type, and underwriting review. Approval is not guaranteed. Funding amounts are based on the estimated value of your case and may be limited to a portion of the anticipated settlement or judgment.

Sum Funding is not a law firm and does not provide legal advice, tax advice, or financial planning services. The information provided on this website and in our communications is for informational purposes only and should not be relied upon as legal, financial, or tax advice. You should consult with your attorney regarding legal matters and with qualified tax or financial advisors regarding financial implications or planning.

No Affiliation: Sum Funding is not affiliated with, endorsed by, or connected to your attorney, your law firm, any court, any government agency, or any regulatory authority. Sum Funding is also not affiliated with or endorsed by Facebook, Google, TikTok, LinkedIn, or any other social media or advertising platform. Any references to such platforms are strictly for marketing and outreach purposes only.

Confidentiality: All application information is kept strictly confidential and will only be shared with trusted business partners or service providers as necessary to evaluate, fund, or service your advance. SUM Funding may work with vetted co-funders, investors, or referral partners, but your information will be used solely for your case-related funding purposes.

Limitations: Pre-settlement funding is not available in all states. Restrictions may apply. Certain state laws may impose limits, disclosures, or cooling-off periods for legal funding contracts. Please review all agreements carefully before signing, and ask your attorney to explain any terms you do not understand.

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