Pre-settlement funding is a non-recourse cash advance, not a loan. Applicants must be 18 or older, have an active qualifying case, and be represented by an attorney. Repayment is required only if your case settles successfully; if you do not win, you owe nothing back. All terms and costs will be disclosed in writing prior to funding, and availability may vary by state. SUM Funding is not a law firm and does not provide legal, tax, or financial advice. Information on this site is for informational purposes only and should not be relied upon as professional advice. SUM Funding is not affiliated with your attorney, your law firm, or any government agency. All application information is kept strictly confidential.